Pricing
Inventory Finance
What are the costs?
There is just one fee, a discount fee on the invoice value. The discount fee ranges from .05% per day to 1.5% per day and is calculated daily on the actual amount of funds drawn from your facility (very similar to interest under an overdraft).
A simple example of how Inventory Finance works. (Example figures only)
| Your purchase order sent to CFA |
$100,000 |
| You get up to 100% funding available within 24hrs |
$100,000 |
| Less discount fee on the $100,000 for 60 days |
-$6000 |
| Total available to YOUR BUSINESS |
$94,000 |
| Total cost to your Business |
$6000 |
Compare to the cost of a 10% discount for prompt payment. That’s $10000 against $6000.
Partnership Debtor Finance
What are the costs?
There are two parts to the fee structure. An administration fee and a discount fee. The administration fee ranges from 0.5% to 1.5% of the invoice value.The fee is dependent upon the number of debtors, annual turnover, average number of days your debtors take to repay and the invoice size. The discount fee ranges from.02% per day to .09% per day and is calculated daily on the actual amount of funds drawn from your facility (very similar to interest under an overdraft).
A simple example of how Partnership Debtor Finance works. (Example figures only)
| Your monthly invoices sent to CFA |
$100,000 |
| You get up to 80% funding available within 24hrs |
$80,000 |
| Your balance on collection in say 30 days |
$20,000 |
| Less discount fee on the $80,000 for 60 days |
-$1200 |
| Less Admin fee* on $100,000 |
-$1200 |
| Further funds available |
$17,600 |
| Total available to YOUR BUSINESS |
$97,600 |
| Total cost to your Business |
$2,400 |
Compare to the cost of a 5% discount for prompt payment. That’s $5000 against $2,400.
*Admin fee is determined by the service we provide, the number of active customers you have, your annual turnover and the expected time it takes to collect the debt in.
Full Service Debtor Finance
What are the costs?
There are two parts to the fee structure. An administration fee and a discount fee. The administration fee ranges from 0.5% to 2% of the invoice value.The fee is dependent upon the number of debtors, annual turnover, average number of days your debtors take to repay and the invoice size. This cost should be compared to the costs of in house administration and should not be added to the discount fee. The discount fee ranges from.02% per day to .09% per day and is calculated daily on the actual amount of funds drawn from your facility (very similar to interest under an overdraft).
A simple example of how Full Service Debtor Finance works. (Example figures only)
| Your monthly invoices sent to CFA |
$100,000 |
| You get up to 80% funding available within 24hrs |
$80,000 |
| Your balance on collection in say 30 days |
$20,000 |
| Less discount fee on the $80,000 for 60 days |
-$1200 |
| Less Admin fee* on $100,000 |
-$2000 |
| Further funds available |
$16,800 |
| Total available to YOUR BUSINESS |
$96,800 |
| Total cost to your Business |
$3,200 |
Compare to the cost of a 5% discount for prompt payment. That’s $5000 against $3,200.
*Admin fee is determined by the service we provide, the number of active customers you have, your annual turnover and the expected time it takes to collect the debt.
